Irrespective of your purpose we provide loans that are affordable.
You cannot be sure enough to maintain financial prosperity for a longer duration. Still, you can at least plan for the long-term financial goals.
It is good that you are planning for your future, but what would be the source on which you can guarantee yourself? Are you 100% sure to be employed all the time?
The reality is that you cannot be 100% sure of longer financial affluence. Fortunately,long-term loans in the UK can be the source, which can be part of your financial planning.
LoanStore, a responsible private lender in the UK, offers long term loans online with no hassle at all. Wherever you are living, you can approach us anytime and anywhere to get the loans on following features:-
We are committed to offering long-term loans on the borrowers’ affordability to repay the amount without disturbing their savings and overall finance.
When you are applying for loans for the longer-term, you want to get significant benefits to fulfil the financial desires and needs.
We feel proud to be part of your financial objectives, and it is why we bring several loan benefits to your favour:-
Low Annual Percentage Rates
It is a significant benefit of gettinglong term loans on low APR, which you do not have with the short-term loans. It becomes possible because you have pledged the borrowed amount or provided a guarantor to repay the loans on time.
Lenders feel lesser risk in these loans because they can possess the asset if the borrower defaults.
Relaxed Credit Check
With the pledged loans, we are committed to approving the loan applications with a soft credit check. It is a significant relief for those looking forlong term loans with no credit check.
Most lenders prefer a hard credit check, but it leaves search footprints on your credit profile. We understand this and approve loan applications with a relaxed credit perusal of the borrowers’ credit histories.
Same Day Fund Transfer
Gone are the days when you had to wait for days or weeks to get the approval for a larger funding amount. Nowadays, online lending allows long term loans on same day payout.
As soon as you submit your application, our financial experts quickly go through all the details and analyse your application chances. If everything goes well, we instantly approve the loan application and allow the disbursal of funds on the same day.
When you apply online for loans, you have the advantage of submitting minimum papers. You can send us the scanned copies of the documents required, and we quickly analyse them to allow fast long term loans.
We expect that you will show responsibility while submitting the application and put only the genuine details to verify.
Just like short-term loans, long-term loans are also available in different varieties. At LoanStore, we want to take care of your entire finance and to remove any aftermaths of a financial emergency.
We have a wide range of loan options, which can support your future financial goals. These are:-
Long-Term Loans for Unemployed: Are you currently unemployed but want to continue the cash flow to achieve big in your life? We will help you by allowing long term funding believing that you will soon get the job and start repaying the loan.
Long-Term Debt Consolidation Loans: Pending debts are alone enough to disturb your financial life. By getting the loans for the long term at LoanStore, you can quickly get rid of all the remaining dues and enjoy the financial balance for a continuous period.
Long-Term Unsecured Loans: Are you not in the condition of pledging any asset? There is nothing to worry about because we can offer unsecured loans with the criterion of the guarantor’s presence. Your guarantor can make the repayments on your behalf, and we do not need any collateral.
Long-Term Car Loans: One of the common uses of long-term loans is purchasing a car. Most people prefer to apply when they are running short of funds during the car purchase. We have exclusive deals on car loans available in manageable monthly instalments.
Long-Term Installment Loans: If you want a funding source to back your financial balance, then apply for our instalment loans for a longer duration and fulfil your need with no obstacle.
The most prominent feature of modern-day lending is the opportunity of getting long-term loans with poor credit from direct lenders. Your past credit mistakes are no longer effective in a loan approval. Instead, your recent financial commitments pave the way for smooth loan approval.
At LoanStore, we follow a different but for practical lending approach, which is marked by a significant feature called FLEXIBLE LENDING.
Your credit profile may have bad ratings but your chances of loan are in good condition. We approve your loan application with the soft credit check, but the interest rates will be on the higher side.
Here are the attributes of bad credit long term loans:-
Like no credit check, many borrowers have the wish to get long-term loans with no guarantor. Such demand primarily comes from people with poor credit history.
With adverse credit ratings, no one is prepared to take the guarantee of your loan. As the responsible direct lender in the UK, we take care of such things and ensure the ways to create chances of long term loans for bad credit with no guarantor in the UK.
How the loan approval comes? Yes, we know that you have such query in your mind. We follow flexible lending policies and consider:
You should know that applying for long term loans without a guarantormay invite higher interest rates than the standard loan options.
Yes, Loan Store does have deals for your long term personal and business needs. As far as features are concerned, continue to read below:-
|LONG TERM PERSONAL LOANS||LONG TERM BUSINESS LOANS|
There must be some reasons why people prefer direct lenders tolong term bank loans. The biggest of the lot is flexible lending, which is considered the backbone of online lending.
We are the follower of responsible lending and do not want to compete with the traditional lenders. LoanStore aims to work as the alternative to conventional lending and presentingcheap long term loans for those who have been rejected.
LoanStore has a bunch of lending options for everyone and their financial purposes. Long-term loans with their easy approval, easy criteria and easy lending norms can be the solution you are looking for. Why delay? Submit your loan application now.
|LoanStore||Other Lending Institutions|
|No Upfront Charges||Mere Advertisement|
|Single-day application process||The process may take days or weeks|
|Fee-free financial advice||May have to approach brokers|
|Easy approval on bad credit||Hard credit check|
|Flexible interest rates and repayment plans||Usually, a fixed lending policy|
It is a type of debt paid off over an extended period, which may be between three years and 25 years. A long-term loan works differently compared to other short-term loans. The debt is paid back in equal foxed instalments. Every month you will pay a certain amount of principal along with the interest. Due to amortised nature of the debt, it continues to reduce with each instalment paid. Long-term loans require you to put collateral regardless of your credit history. However, in case of impaired credit rating, you will likely end up paying a bit higher interest rates.
A form of debt which is paid back over a long period of time duration that goes more than one year is called a long-term loan. A long-term loan is useful for a large amount of fund. You can get it from traditional lenders as well as direct lenders. To obtain a loan from traditional lenders you should have an excellent credit score while you can get the loan from direct lenders like Loan-Store despite bad credit score. For a long-term loan rate of interest is generally low.
Yes, anyone can get the long term loan with bad credit. Majority of the people have a mindset that bad credit is a welcome note for financial trouble. It is nothing but your performance that how you have managed your expenses in past. The lender wants to secure their funds with other means if not the credit history. If you are on a good company and earning on a high annual wages then you can get the loan. However, in long term loans, you are taking a bigger amount of money so to fell on the safer side even the private firms needs a security like any of your asset as collateral. Moreover, you can ask to show any guarantor with good credit to make your loan approved.
Yes, definitely. You will be an eligible borrower, not a risky one. In the era of FinTech lending, getting approval long term loans despite having poor credit score background should not be a difficult task. At the same time, a few conditions might prevail such as:
The completion of these instructions will help borrowers to accomplish their long personal goals or certain business purposes.
You can apply for long term loans for multiple purposes, such as:
The loan marketplace does have multiple deals available with the highest amount to offer. One can avail up to £150000 depending upon the current needs, income capacity and the excellent credit score.
The more proficient you are in your income, the more chances you have to get the higher amount to borrow.