Top Reasons to Choose Loan Store

Irrespective of your purpose we provide loans that are affordable.

  • No hidden charges
  • Quick Cash deposit
  • Borrow up to £35,000*
  • 100% online application
  • Open 365 days a year
  • 99.5%Customer Satisfaction
  • Apply on bank holidays
  • 50,000+ Satisfied Users
  • Panel of industries experts

A Car Comes Carefree with Our Guaranteed Car finance

For how long you are dreaming about your dream car? Long enough to reach to the level of intense desire? If you are still in the ‘I wish’ zone, we can bring you out and can bring the Actual car with no hustle on finances.

The search of four-wheeler is on two fronts. You not only need to find a suitable car model but also you need to explore a lot about the car finance to fill the financial gap. Rates, repayments, APRs, fee, charges, tenure, so many aspects are there to drag the attention. The ‘trust factor’ works intensely as it is not easy to make one choice from abundance of options.

The precise reasons to take a car loan can make your decision easy. At Loan Store, we give you all the possible features of four-wheeler loans. With surety of uncompromised deals, you can always trust on the offered loan choices. Borrow from £5000 to £25000.

Process of getting loans

No Struggle on Interest Rates with Personalised Approach

An automobile loan is never too long in tenure and this may raise the worry on interest rates and repayments. But with personalised pricing, such problems do not remain problematic.

Worry not as total cost never touches the sky as our fair lending practices are far from the upfront fee and hidden charges.

Eligibility Criterion

  • Age should be at least 18 years
  • A residence proof is necessary
  • A bank account
  • Mobile number
  • Employment proof

Why we are approachable?

  • Easily detectable without any help of broker.
  • Free online quote in a few minutes
  • Mobile friendly procedures
  • Simple application process

The Loan Process That Is TOO SIMPLE

To Complete In Just 3 Steps

Why to waste time when you and us are clear and confident about the deal. Three clicks and the deal is done.

Step 1 – Fill and submit the online loan application

Step 2 – Approval decision comes (in not more than a few minutes)

Step 3 – Funds reach to your account in a short while

What is Total Cost?

Not a difficult thing to know with our advanced loan calculators. Just fill the required details and the result shows faster than you expect. Get the ‘near to perfect’ idea of the total cost of your loan in a few blinks of eyes and take your decision without any delay.

The Easy Steps To Use Our Loan Calculator Are -

car loan finance
  • Enter the amount you want to apply for
  • The desired loan tenure
  • The interest rate (APR)


Burry the Worry of Credit Score Status

Did you know you can get a car loan despite bad credit? If not, then we are happy to tell that you can get poor credit loans with no hassle and no credit check. Just prove your repayment capacity with current income status and the pleasant message of approval is sure to blink on your screen.

Some lenders may require you to arrange a guarantor with a good credit rating to minimise the risk, but our aim is to help you make your dream come true. As long as you have a repayment potential, you are eligible for our 100% guaranteed car finance deals despite your bad credit rating.

Futuristic lending is our strategy and no stereotype treatment of credit score can make us deny you because of bad credit.

You know what? Despite bad credit, you are eligible for personalised pricing on loans. Also, there is no additional fee or charge for the less-than-perfect credit score performance. The world of finance needs to become better and for that, liberal approach towards loan applicants is necessary.

Manage Your Car Plans Effectively Online

Keep control of your car loan on your fingertips and manage things EASILY through the following.

  • Make a payment
  • Change your repayment date
  • Check your statement

This helps to maintain the transparency and you can stay informed about everything that happens in concern of your loan. We want you to have a better experience and for that, it is necessary that you feel secured while interacting with us.

24x7 Assistance for No Doubts

Forget the limitations of time. Speak of any time and assistance is available through online chat service. Clear all your doubts from our online chat staff and stay away from all anxieties and uncertainties.

  • Online Loan Application
  • No Documentation
  • Guaranteed Loan Approval
  • Instant Car finance
  • No Guarantor Required
  • No Hidden Fees

Loan Store commits to provide cheap car loans and does every possible effort to materialise its commitment into reality.

Will the Used Car Finance have an Impact on My Credit Rating?

The bad credit score does have an impact on every loan deal. When most of the lenders prefer borrowers with good credit rating, there are some reliable direct lenders in the UK offering used car finance for bad credit people too.

We can ensure the loan approval for them on the basis of their current income status and financial performance. There is nothing to worry about the interest rates because we follow the competitive interest rates for both new and used cars. However, the loans can only be available on the current value of that used car.

Here are some other features that you can expect on 100% guaranteed car finance for bad credit:

  • With 96% approval chances, you do not need to worry about the refusal of credit application.
  • Repayment terms are according to your capacity and they are flexible to choose.
  • The final terms and conditions will be decided only after discussing with the individual borrower.

You can use the car loans for used car despite poor credit but remember that used car should not be older than 5 years.


Can I get car finance with bad credit?

A car loan is considered a big debt so most of the lenders take the credit score of the borrower into consideration. But, there are few lenders who offer car finance even with bad credit. However, there are lenders might check other financial aspects such as your income status, credit ratio, employment history and others. If you somehow manage to prove your repayment capacity, then you can get the loan without any inconvenience.

How do you qualify for car finance?

Well, every lender has their lending policies and procedures in order to qualify. Some lenders have strict lending criteria while others have not so hard lending criteria. Now, if you are applying at Loan Store, then these are the major eligibility that you must qualify to get the approval:

  • Minimum age to apply is 18 years
  • You must provide residential proof
  • Having a bank account is a must
  • Providing mobile number
  • Employment proof is mandatory
What is the best way to finance a car with bad credit?

Bad credit may be an issue of concern while purchasing a new car but it does not mean that you should drop down your idea of purchasing it. If you do an online research, then you will come to know that direct lenders in UK like Loan Store offering car loans for bad credit people. You can apply for these loans online and get the necessary benefits such as:

  • Instant loan approval
  • No credit check process
  • Easy repayments to follow
Can you get guaranteed car finance?

There is always a possibility here of getting guaranteed car finance. But it largely depends upon two things:

  • How much you need to borrow?
  • What is the policy of the lender?

These two things will decide your guaranteed approval. It would be suggested here is to find out a trustworthy online direct lender because it has the flexible lending terms especially providing car loans to the borrowers.

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