Warning: Loan Store restricts the process of extra fees and upfront fees against the loan.
Do you want a better financial balance in your life? Obviously, you do, but how? There is no need to go anywhere to find out the solution for this. LoanStore brings all the comfort and convenience to you while chasing financial prosperity in your life.
We are the responsible direct lender in the UK, offering loans for every class of borrower, irrespective of their credit histories.
If you want to compare personal loans, we encourage you to do so, and it is a good practice. However, you will get personal interest rates, which are affordable to your financial capacity.
There is no doubt that unsecured loans are the most demanded form of personal loans. The most significant benefit under this category is the freedom to apply for loans without pledging anything else. Unlike secured loans, you are going to avail yourself a risk-free borrowing and get the approval entirely upon your monthly income.
Your financial purposes can be anything, and we do not ask for it. Instead, we are prepared to offer you any purpose loans.
We do not want to compare us with anyone because our primary aim is to assist you financially at the right time.
At LoanStore, we have stored a wide range of personal loans targeting various financial problems of your lie and ensuring peace of mind.
At LoanStore, everything is available for people with any credit score. A bad credit score has been an obstacle when someone wants to borrow from traditional lenders.
We are the new-age lender and committed to assisting at every part despite your credit history is on the blemished side or entered in the bad score list. When your application has turned down by the traditional lender, we are ready to approve your loan on the criteria of your income status.
Our unsecured personal loans for poor credit have features like competitive interest rates and flexible repayment plans.
FLEXIBILITY is the core advantage that makes us different from others. We do a relaxed credit check that allows a smooth loan approval despite past credit errors.
We first analyse your financial capacity, current circumstances and capability of your income. We approve your bad credit loans based on your affordability, not on the past credit.
Moreover, flexible repayments allow you to improve credit scores and open up more borrowing opportunities in the future.
Do you want to apply for unsecured loans in the UK to pay the university’s fees? Are you feeling disturbed with one or two unexpected bills? There is nothing to worry about because you can have the opportunity to get unsecured personal loans on the maximum amount
We can lend you the amount according to your need and expenses. It would be better if you contact us at regular times so that we can arrange the perfect deal for you. However, there is a set criterion for loan approval, which can be as follow:
As we are the dependable private lender in the UK, we do not want you to borrow funds beyond your capacity to repay. Besides, we also do not encourage you to use your savings for repaying the loan. You should borrow what you can later afford.
Your actual financial needs:
As we show responsibility in providing you with an affordable personal loan deal, you should also show responsibility by not borrowing more than your actual needs. Applying for the loans should only be done when you have no other option.
Your recent financial commitments:
Yes, we are interested to know your current financial commitments rather than what you have done in the past. If your credit score shows improvement and you are paying your bills on time, then we do not mind giving you guaranteed loan acceptance.
Many lenders surprise the borrowers by charging upfront charges or a hefty processing amount. On the other hand, we surprise our borrowers by bringing friendly loan features. One of them is that you can apply for the best personal loans with no proof of income.You do not need to worry when no income proof is there to verify. We cannot tell about other lenders, but we are ready to accept your unsecured loan application.
Here are the ways to get to this facility without any hassle:-
As we are the dependable priva Keep your credit score on the upper side by repaying the debts, bills or other expenses on time;
If you are living on benefits, then you can show the proofs of those benefits instead of the income’s ones;
You can bring a guarantor with better credit history because the lender can feel at low risk with the guarantor’s assurance of repayment.
Before applying, we do not hesitate to tell you that these funding arrangements will have higher interest rates. Still, we will try hard to offer you loans on affordability and suitable to your pocket.
Since our inception, we have been committed to borrower-friendly loan deals. As part of our commitment, we are offering unsecured personal loans over 10 years under specific circumstances.
Such a facility is usually available for self-employed people who have wished to have their own income. We want to help them with granting sufficient funding required for self-employment. However, they will have to prove that they have left their full-time job because they want to be self-employed.
The application procedure will be online and quick approval is always a possibility. The amount can also increase than the standard unsecured loans, but the guarantor's presence may be required.
Getting the unsecured loans in the UK is not a big deal. However, availing from the best and trustworthy lending platform holds more significance.
LoanStore vouches for ensuring such a reliable lending hub where you can borrow funds without any doubt and obstacle. We bring several advantages for unsecured personal loans irrespective of someone's credit histories. These are:-
Instant Loan Approval: You have every chance of getting instant loan approval with no compulsion of pledging an asset. Suppose you submit the loan application today, and you will get approval as well as the fund disbursal on the same day (based on your affordability).
No Risk of Losing Assets: Unlike secured loans, you do not have to accept the risk of losing your assets because you have not pledged them while making the applications. Despite the high-interest rates, unsecured loans are more beneficial for short-term financial goals.
Flexible Lending Terms: Many people ask why you should apply from direct lenders. Flexible lending paves the way for smooth loan approval. From the loan amount to the monthly instalment, we decide everything according to your financial capacity.
Best Option during Financial Emergency: Financial emergencies have become a part of life. It generates the need for instant cash flow, which can only be possible through short-term loans like unsecured loans, not by long term loans.
Lending doors open for adverse credit scores: : If you have a very poor credit history or struggle with CCJ against your name, you can still apply for personal loans in the UK. Again, your income matters a lot and the recent financial commitment.
LoanStore is a follower of modern-age online lending. We aim to keep the lending norms as simplest as we can.
Therefore, we approve unsecured personal loans on income only. It means you do not need to pledge any asset, no restriction of bad credit score and no obligation of bringing a guarantor.
We like to analyse your income capacity and then approve the loan application on your affordability.
When it comes to income, you have an extra advantage. What is it? Indeed, you are curious to know the advantage, we tell you.
We have lending products also on unsecured loans for unemployed people. Yes, there is no worry, even if you do not have a full-time income. We have made specific arrangements like:-
We can consider your part-time income if you are not doing a full-time job. However, it should be a minimum of £400 and have the capacity of managing monthly instalment.
Living on Benefits
In the UK marketplace, many lenders do not approve the loan applications of those living on benefits. At LoanStore, you get approval on benefits, and the loan features will remain the same.
Students often have the difficult of owing to their full-time income when they apply for loans. We are flexible for them, too and consider their loan applications based on their side income.
These arrangements reveal that LoanStore is an ideal and reliable direct lender in the UK, offering unsecured personal loans onflexible lending and feasible norms.
It was the pleasurable moment to apply for unemployed loans from LoanStore. The response was quick from the representatives and they approved my loan within a few minutes. Now, I am freely searching for the new job without worrying about my finances. Thanks a lot guys for helping me…Jeffrey Jones
LoanStore is one of the most reliable direct lenders in the UK and I am telling this according to my own experience. I applied poor credit loans and I did not have any guarantor too. Thanks to this online lending company, they approved my application for poor credit loans with no guarantor and allow same day fund transfer. Thanks!Keith Mays
One of my friends suggested me the name of LoanStore when I was searching hard for the direct lender. I actually needed some extra funding for my business and thus, I applied business loans from there. The procedure was easy to follow and I got the funds on the same day in my bank account. They did not check my credit score too, which is amazing. Kudos to you…Louise
If anyone is looking for long term loans, I will definitely suggest the name of LoanStore. The loan obligations are very easy to follow and I did not feel any extra burden of the interest rates too. The rates are very competitive when you compare it with any other lender. Recently, I suggest the lender’s name to my close friend, who was looking for car loans. He is also highly satisfied, as I.Lena